National Consumers League executive director Sally Greenberg notes that a recent survey reveals that the majority of seniors do not review their Medicare plan each year to ensure they're getting the best services and access to care. This is problematic, because health care is not only a significant expense for most seniors – in fact, seniors queried in the survey indicated that health care is their most burdensome household expense – but it's also a decision that they'll need to live with for a full year, until the next open enrollment.
Over the course of that year, it's likely that the status of a senior's health is going to change, so it's critical that they invest the time to review their plans. Whether it's traditional Medicare, a supplemental plan or a private Medicare Advantage plan, there are many options for seniors. Not all plans are the same. While seniors tend to evaluate for the typical coverage – prescription drugs and in-network doctors – diagnostic testing, corrective eye exams, hearing aids, physical therapy and substance abuse and mental health services are also critical services.